The Ultimate Guide To Phone Contracts

Seeing as we have all had mobile phones for the past ten years or so, you would have thought that we would all be pretty much clued up on the different types of contracts that are on offer. But that isn’t the case, unfortunately! There are still lots of customers who are in the wrong type of contract or tariff to suit their needs.

Do you think you could do with changing your phone contract? Here is our ultimate guide to them so that you can figure out which is the best option for you!


Which Type Of Tariff Do You Want?

There are three main types of phone tariff: monthly, pay as you go (PAYG), and SIM only. Monthly tariffs often tie you into a 12-month contract, but this can sometimes be longer. These are often the best options for people on low incomes, though, as there are many bad credit phone contracts that are available on a monthly basis. PAYG is exactly what it says on the tin - you only pay for the calls, SMS messages, and Internet usage that you use. People who don’t use their phone that often usually go for this option. When it comes to the SIM only package, you are given a SIM but need to buy your own phone. You will then be placed on a rolling contract so you can cancel it at any time. People often choose this option if they already have a mobile phone, and just want to find a better price plan.


What Do You Need In The Tariff?

If you do choose a monthly or SIM only contract, it will come with a different tariff. This tariff dictates how many phone call minutes, SMS messages, and Internet data you can use in one month. If you go over this allowance, you will be charged extra. So, how much do you need in your tariff?
  • Minutes For Phone Calls - If you are always calling people, then you should look for a tariff that has a lot of inclusive minutes. Many business owners try and negotiate free calls between all their employees if they put their business phones on the same network. Most regular people who use their phone for personal reasons won’t need too many minutes, but should still set them quite high if possible, so there is no chance of charges.
  • SMS Messages - Quite a few contracts offer unlimited SMS messages. If yours doesn’t, though, you need to try and negotiate a high number, so you don’t risk going overboard.
  • Internet Data - some contracts also offer unlimited data but, generally speaking, most are restricted. Again, business users will potentially need more data than people who use their phones for personal use. It’s a good idea to check with your current provider to see how much Internet you use on a monthly basis to give you an idea of how much you need.

Hopefully, this guide has taken all the hassle out of finding a new phone provider!